ledgerler

Account reconciliation software

Bank reconciliation that doesn't need a controller, a contract, or a Sunday night.

Ledgerler matches your bank statement to your books, explains exactly how it made every match, and shows you what is left over. No spreadsheet formulas to babysit at 2am, no enterprise sales call to book.

The free tool runs in your browser, nothing is uploaded. Plans start at $29/mo.

Business checkingSep 2026

Sample data
Reference match98% confidence
Stripe payout, ref STRP-882141,284.00
Stripe payout 882141,284.00
Exact match100% confidence
Wire, Aldergate Ltd5,420.00
Client wire, Aldergate Ltd5,420.00
Date window91% confidence
Adobe Creative Cloud, Sep 9-52.99
Adobe CC subscription, Sep 11-52.99

Still open

BankBank service fee, Sep 14-15.00
LedgerOffice supplies, Staples-84.00

Difference after matching

0.00

was 69.00, before the 2 lines above are marked

Match rate

82%

3 of 5 lines auto-matched

  • One engine, five passes

    Rules, reference, date-window, unique-amount and combination matching — the same code free and paid.

  • Your data stays yours

    The free tool runs entirely in your browser. Nothing is uploaded, nothing is stored.

  • A real month-end close

    The standard 20-task checklist, grouped and signed off, with the period locked when it is done.

  • Built for agents too

    A public matching API and MCP tools, so an AI bookkeeper reconciles the same way a person does.

Reconciliation tools stop at two extremes

Too little

A spreadsheet, at 2am

VLOOKUPs that break the moment a column shifts. No record of which line matched which, or why. One typo and the difference at the bottom stops meaning anything.

Too much

Enterprise close software

Built for a controller at a 500-person company, sold on an annual contract with an implementation project attached. Overkill for a two-person books practice or a 10-account small business.

Ledgerler sits in the middle: an engine that does what the enterprise tools do — match, explain, keep an audit trail — priced and shaped for a small business, a bookkeeper with several clients, or a solo founder who does not have a finance team yet.

How it works

From two exports to a signed-off period

1

Import two CSVs

Upload or paste your bank statement export and your ledger export. Column mapping is guessed for you and stays editable.

2

The engine matches and explains

Rules, reference, date-window, unique-amount and combination passes run in order. Every match shows its method and a confidence score, never a black box.

3

Sign off with an audit trail

Mark the rest as adjustments, complete the period, and get a timestamped record of who reconciled what and when.

Free, no signup

Try bank reconciliation without an account

  • Upload a file or paste rows directly
  • Auto-guessed column mapping you can correct
  • Same matching engine as the paid workspace
  • Data never leaves your browser: nothing is uploaded
Try the free tool

Month-end close

A checklist that runs every month, not a memory

Spin up the standard 20-task close template, grouped by cash, revenue, expenses, payroll, assets and reporting. Cycle each task's status, record who signed off and when, and watch the period lock when everything is done.

Sample close, first 5 of 20 tasks

  • Reconcile all bank accountsDay 2
  • Reconcile credit card statementsDay 2
  • Count and reconcile petty cashDay 1
  • Review undeposited funds accountDay 2
  • Issue and post all customer invoices for the periodDay 1
For AI bookkeepers

Your next bookkeeper might be an agent

More books are getting closed by an AI agent with a set of tools, not a person with a spreadsheet. Ledgerler's matching engine is a public API and a set of MCP tools, so an agent can reconcile an account or run a close checklist exactly the way a person does in the app.

POST /api/v1/match
{
  "bank":   [ { "date": "2026-09-02", "amount": 1284.00, "ref": "STRP-88214" }, ... ],
  "ledger": [ { "date": "2026-09-02", "amount": 1284.00, "ref": "Stripe payout 88214" }, ... ]
}

200 OK
{
  "groups":  [ { "method": "reference", "confidence": 0.98 }, ... ],
  "summary": { "matchRate": 0.82, "difference": 0.00 }
}

Priced for a small team, not a budget cycle

Start free, no card required. Upgrade only when you outgrow one entity or need exports and the audit trail.

Free

$0

Forever, no signup for the tools

  • 1 entity, 2 accounts
  • 3 reconciliations per month
  • 3 saved match rules
  • 1 open close checklist
Most popularPro

$29/mo

or $290/year — two months free

  • Unlimited entities, accounts and reconciliations
  • Unlimited saved match rules and close checklists
  • CSV / Excel export of every reconciliation
  • Full audit trail across every client and period

Close the books without the dread.

Start with the free reconciliation tool, no account needed, or set up a workspace and let Ledgerler carry the match rules and the audit trail for you.